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After all those years worrying about putting money into retirement accounts, now it’s time to find the best way to take money out, 不会耗尽. 你怎样才能让你的钱持续一生?
Fortunately, t在这里 are several income strategies in retirement. At NEFCU Financial Group, available through CUSO Financial Services L.P., we help you create a predictable income stream and:
设计退休计划
Identify basic expenses and discretionary expenses
评估当前退休收入的来源
Identify potential gaps between income and expenses
Anticipate fixed and discretionary expenses in retirement
配置资产以产生收益
发掘新的收入来源
T在这里 are many strategies for spending down retirement savings. Often, a successful strategy may use a combination of approaches to remain flexible. Considering the tax impact of different investment vehicles is important to incorporate into the planning, and should be reviewed regularly given the variability that can be expected in retirement spending.
To learn more about generating income in retirement, 接触乔纳森.
合并账户
每个人都应该密切关注自己的资金. 如果你有个人退休账户, 401(k)计划和多个地方的养老金计划, you may want to consider consolidating your accounts. At NEFCU Financial Group, available through CUSO Financial Services L.P.,我们的代表可以帮助您.
The NEFCU Financial Group team is 在这里 to answer your rollover questions and find ways to:
可以节省年费
Create opportunities to allocate, diversify and rebalance in one portfolio
提供有价值的遗产规划功能
简化所需的最小分布
提供对一个简单的合并报表的访问
To learn more about consolidating your retirement accounts, 接触乔纳森.
新投资讲座:订阅 & 被告知
投资@NEFCU Financial Group is our way to keep you informed with current information.
Announcements for workshops that help you make smart money decisions conducted by the CUSO Financial Services Advisor at NEFCU Financial Group, 乔纳森·怀特豪斯
Reminders for IRS and other deadlines that affect you and your financial goals
Important information for those close to retirement age
Timely educational information about investing your money
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投资服务 and 退休计划 披露的信息
*Non-deposit investment products and 服务 are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered 投资ment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. 投资ment Representatives are registered through CFS. New England Federal Credit Union has contracted with CFS to make non-deposit investment products and 服务 available to credit union members.
Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, 但不限于:投资选择, 费用及开支, 服务, 撤回处罚, 对债权人和法律判决的保护, required minimum distributions and possession of employer stock.